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E Banking features - | UGC NET | B.com 3rd | PDF

E banking features in detail - The delivery of bank services to a customer of his office or home by using electronic delivery channel may be called e banking. it is the application of electronic technology for transfer of funds through an electronic terminal, computer or Megnetic tape and to conduct various transaction like cash receipts , payments. transfer of funds etc.

E banking features - UGC NET syllabus -Commerce  - E banking Part

e banking features

Anywhere , anytime banking - e banking faciliates round the clock banking faclilties and customers need not to go any bank office. he can peform verious transactions just by siiting over computers using internet at his home or office

cash less banking:- it involves no physical exchange if money but everything is to be done electronic . in actual no cash is required but electronic transfer of funds is there with the help of ATM. Debit cards, credit cards etc.

promptness in services :- As it cash less banking so with the click of a button funds can be transferd to any other account automatically which enables the customers to do work in a prompt way.

globalization of services ;- it also has the function of global coverage. banks services will be displayed over the websites of banks and customers will  be updated with the latest information regularly .

better services for customers ;- with the help of new technology bank will be in position to provide better services and customers in always benefited. With These E banking features India adopt the services idea online .

Help to face competition :-  by using e banking banks will be in position to face the intense competition. There will be less conflict over the window to pay off their bills, deposits. its very convenient to use banking services at home.

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